Insurance Information
At Hubbard Dental Care we make every effort to provide you with the finest care and the most convenient financial options. To accomplish this we work hand-in-hand with you to maximize your insurance reimbursement for covered procedures. We have also teamed up with Care Credit to help with payment arrangements. If you have any problems or questions, please ask our staff. They are well informed and up-to-date. They can be reached by phone at Hubbard Dental Care Phone Number 870-741-1050 or email at [email protected]
Hubbard Dental Care participates as out-of-network providers for most insurance plans, and we will submit all your claims straight to your insurance company electronically.
Patients are personally responsible for any financial charges not covered by insurance, we will work with you to identify a payment solution feasible for both parties. A member of our team is always available to answer any questions that you may have.
If you have a question about your insurance, give us a call at 870-741-1050.
Please call if you have any questions or concerns regarding your initial visit.
To minimize your wait time, please text a clear photo of the front and back of your insurance card to our secure office line at 870-741-1050. Sending this ahead of your appointment allows us to verify your benefits before you even arrive.
5 Reasons Why an Out-of-Network Dentist Offers Better Value for Your Smile
When choosing a dental provider, you’ll often encounter the terms “in-network” and “out-of-network.” While it’s common to assume that “in-network” is always the better financial choice, that isn’t always the case. Choosing an out-of-network provider can often lead to a higher standard of care, more individualized attention, and greater clinical freedom, all while still utilizing your insurance benefits.
At Hubbard Dental Care, we prioritize your long-term oral health over insurance company bottom lines. Here is why choosing an out-of-network practice in Harrison might be the smartest move for your health.
What “Out-of-Network” Actually Means for You
Being out-of-network simply means we have declined to let insurance companies dictate our fees or our clinical standards. It does not mean you lose your benefits. If you have out of network coverage, you can typically see any dentist you choose. Your insurance will still contribute toward your care, and in many cases, the difference in your out-of-pocket cost is much smaller than you might expect.
The Advantages of the Hubbard Dental Care Approach
1. Quality-Driven Care Over Cost-Cutting Measures
In-network dentists are often restricted by insurance contracts regarding the materials and methods they can use. We believe you deserve the best technology and the most durable materials available. By remaining out-of-network, we can recommend treatments based on what will last the longest and look the best, rather than what is cheapest for the insurance company.
2. A More Personalized, Relaxed Experience
Insurance-contracted offices often have to see a high volume of patients every hour to offset lower reimbursement rates. At our office, we don’t believe in “assembly-line” dentistry. We schedule fewer appointments per day so that our team can spend more time with you, answering your questions and ensuring you never feel rushed.
3. We Maximize Your Benefits and Handle the Paperwork
You don’t have to navigate the insurance maze alone. Our team handles the claim submission process for you. We work diligently to ensure you receive the maximum reimbursement your plan allows. Many patients are pleasantly surprised to find that their insurance still covers a significant portion of their visits, even though we aren’t “on the list.”
4. Clinical Freedom Without Insurance Delays
In-network providers often must wait for “prior authorizations” that can stall your treatment for weeks. Because we work directly for you, we can address your dental needs immediately. This prevents minor issues from turning into painful, expensive emergencies while you wait for a corporate approval.
5. Transparent Pricing and Integrity
Our recommendations are based solely on your clinical needs. We provide clear, upfront cost estimates so you know exactly what to expect. You won’t find hidden fees or “upselling” designed to make up for insurance discounts; just honest, high-quality dentistry.
Why We Choose This Path
At Hubbard Dental Care, our loyalty belongs to our patients in Harrison, not to insurance corporations. Being out-of-network allows us to:
- Invest in the latest dental technology and advanced sterilization.
- Use premium labs for crowns and restorations.
- Focus on comfort and a superior patient experience.
Will it cost me more?
Often, the difference is minimal. When you consider the longevity of high-quality work and the personalized time spent with the doctor, the “value” of an out-of-network office frequently outweighs the small savings of an in-network clinic.
Ready to experience a higher standard of dental care?
We invite you to reach out so we can help you understand your specific insurance coverage. Your smile is a lifelong investment, don’t let an insurance company be the one to decide its worth.
